PTC Secret - Are you using the system, or the system is using you?

ClixSense loses PayPal, gains Payoneer, Payza and Skrill

PayPal made a change in its terms of use that affects both the PTC networks and the Traffic Exchanges, and basically every system that allows revenue share among its members.

EasyHits4U got hit not long ago, but this time it was ClixSense who had its PayPal account blocked. They tried to deal with PayPal, and being that ClixSense is a legitimate business that has been operating without any problem for 7 years, one would think that they would find a solution, but they got cut anyway because PayPal can, at any time, change its terms of service and cut any service that doesn’t comply to the change without any recourse.

The answer by ClixSense has been nothing short of excellent. They informed the community of users (their forum is very active and the community is very helpful), and began working on alternatives. And now they are here.

Personally, I never really liked PayPal, I see it as a necessary evil that we have had to put up with because there were no other alternatives to the service they were providing.

However, that is not the case now. We have payment processors with a lot better options for their members; some that allow easy withdrawal to bank accounts, some that have a MasterCard available to use your funds. PayPal only allowed to pay for services that accept PayPal. With those cards you can do it anywere that accepts Mastercard, and use ATMs if you get the physical card.

To enable any of the alternatives in ClixSense you need to move the mouse over your name, and then click on “Profile and Settings”. In there you can select the method by which you desire to cash-out. I will make a very short introduction to them but there will be an article dedicated to every one of the different payment processors in the near future.

The new available alternatives are:

Payoneer

The minimum that you can cash-out via Payoneer is USD$20, however the minimum withdrawal from Payoneer to your bank account is USD$25. The fees to withdraw to a bank account varies by country, the full information is at https://www.payoneer.com/fees/

Also, the processing fee taken by Payoneer is USD$2, which means that if you want to receive money in your bank account, you should withdraw over USD$27, Payoneer will show that you have USD$25 and you can withdraw those. To be on the safe side, just cash-out over USD$30, then transfer to your bank account.

I will make a full post dedicated to the handling of Payoneer, I am not done experimenting with it as well as with other alternatives, that is why I haven’t really publish, but it is coming quite soon.

Payza

The minimum that you can cash-out with Payza is USD$6 as premium or USD$8 as normal user, and the fee taken by Payza is USD$1.34.

Payza allows many options to withdraw the funds, from a bank account, to even Bitcoins if you have made your Bitcoin wallet. But YOU MUST VERIFY YOUR ACCOUNT TO WITHDRAW OR PAY. Otherwise you will have your funds, but you will not be able to use them.

Payza also will get its own post in the short future.

Skrill

The minimum that you can cash-out with Skrill is USD$6 as premium or USD$8 as a normal user, and the fee taken by Skrill is USD$0.36.

While Skrill allows you to withdraw to a bank account, Skrill has the option of getting a prepaid MasterCard so you can use your funds in normal stores, online, or you can get funds from an ATM.

And yes, Skrill will also get a dedicated post.

Footnotes

It takes a little time to finish a full run-down of the alternatives, plus moving money, plus withdrawing the money, plus sorting out all sorts of issues, but I am working on it. Once hat is done my expectation is to share anything I find here.

The world of PTC is changing, and it is growing. We are still afflicted by a massive massive number of scams and frauds, but some systems, one of them ClixSense, have shown their commitment to their user-base.

ClixSense is completely recommended, both to use, and to refer.

What happens to my promotion if you join under me?

That promotion where if you generate the cost of the premium membership for me I send you that via PayPal (after you send me an opinion about ClixSense) will be changed, but anyone who joined under me before the date that PayPal was lost, if you get to the USD$17 for me and you wish to have them on PayPal, you will get them there.

For the other systems I will probably let you choose which one you desire, of the ones available in ClixSense at the time you reach the threshold of USD$17 generated for me. I may even allow you to choose Bitcoin, only PayPal will not be available to chose if you joined ClixSense after PayPal terminated the service.

Only it will take the time to withdraw to it if I don’t have enough funds in the system that you desire (usually I have enough funds in ClixSense), and then transfer them to you, or I may withdraw directly to your address. We will work it out =)

Valentine’s promotion in NeoBux

NeoBux has added a little promotion to extend rented referrals for Valentine’s day, it is an extra discount when you extend them for a prolonged period of time.

30 days: 8%
60 days: 13%
90 days: 20%
150 days: 27%
240 days: 32%

The promotions to extend rented referrals come from to NeoBux from time to time in special dates such as St. Valentine, Easter, Halloween and Christmas. It is a good strategy to acumulate some funds to extend and/or rent new referrals during those dates, as rented referrals are worth a bit more if the are extended for a long time. This year Easter is on April 16.

NeoBux has not been hit by the new PayPal policy as other networks such as ClixSense has, but I see it coming. I am working in a post about the different options and what we can do about it, I will only finish checking the different options and doing the math. I never really liked PayPal being from Mexico myself, but now we have plenty of options to it =), between them Bitcoin (learn about what it is and how to join right here).

Lets talk a little about investments

This is only a short post about the idea behind investing while I finish preparing the new material. I published all the other material on Bitcoins in anticipation of the change of power in the US, hoping that the information could help somebody.

The basic idea behind investing is that you acquire something, expecting it to grow in value in the future. Or at the very least, to not lose the value.

Money is a terrible investment. It is affected by regulations, the markets, the government, inflation, you name it. So the idea of saving money in the long term is a terrible idea. You can keep the money in your matress, or put it in a bank account, it doesn’t matter, it will be worth less if you just keep it.

So people buy other things in the belief that they will be worth more in the future. The best example of this is real-state; our planet has a limited amount of area, and we continue growing as a population. It is not difficult to see why is it a good idea to invest in real-state.

But one thing that we need to be careful about is about getting in debt to invest, because just as real-state may grow in value, so does the amount of money that you owe to a finantial institution, and some times that debt grows a lot faster than the value of real-state, plus some times the prices of real-state collapse, and your investment becomes a burden.

If the prices of real-state collapse but you own the real-state, you can just hold on to it for as long as it takes for the prices to bounce back. But for many people, that was not the case during the housing crisis; they got debt, they could not pay the debt, and they lost the property.

Diversify

Choosing where to put the money is one of the greatest challenges that we face. We can not simply take real-state and pay it full unless we are already wealthy; so we must look for alternatives. Smaller alternatives are in this case an alternative currency (like Euros or US Dollars), stock of a company, gold/silver, and nowadays Bitcoins. We also have the PTC sites as options.

All of those alternatives have risks. Investing in something is a little like betting. But it is not just risk, it can be calculated risk; you can do the numbers, you can see whether it is sustainable or if it will simply collapse.

Diversifying is a good strategy here. Nothing last forever, whichever option you choose carries a little risk with it, but if you have several options, the combination of them give you something, and if one goes down, you still have the others.

To end this, you need to be very very careful. In the world of PTC and that of Bitcoin and other cryptocurrencies there is an abundance of scams. They ask you to send them money on the promise that it will grow, but that is not what happens:

The first persons do get their money back, this is so they promote it to others.
After the first round of persons, people send their money in.
The people who made the scam run away with all the money.

I promote very little sites here, but those sites have without a problem send me the money or bitcoins when I request it. So that is where I put my money and my time. I put time in others, and I am close to test some other sites to see if they do pay me, but for now the list of sites is still the same:

And for the Bitcoin Faucets:

If you have a little money around, you can put it in Genesis-mining, that is the only cloud-mining Bitcoin platform that I trust at the moment, or it can mine other cryptocurrencies too. There is also an abundance of them, but it is hard to find one that is not a scam. This is the safest platform I know.

If you need a Bitcoin Address to receive the funds, I still recommend:

blockchain.info for the Desktop
Mycelium for the Mobile ( Android / iPhone )

Another opinion about ClixSense

Some times I get busy in getting the opinions out, I get overwhelmed with other things, but I always pay the USD$17 as soon as the threshold is reached, that is never late because I check every day.

Anyway, I have been running that promotion where people who joins ClixSense under me, if they generate the cost of the premium membership for me as a Sponsor, I make sure they get that money in their PayPal accounts. They generated that, I think they should have it and I hope it motivates to be active. The original was in Spanish, this is a translation.

It’s great and is trustworthy
🙂
It gets me out of small hurries

I know it is a small promotion, but I’m doing the numbers to see how to make new ones. For the time being, this promotion became a permanent promotion. It changed in that instead of paying the premium for you, I give you the $17 so you can decide what to do with them.

The offer is an exclusive offer the author of this article in PTC Secret when you follow my banner and join ClixSense under my account.

How to obtain Bitcoins

There is a lot to learn regarding the world of Bitcoin, but I tried to make it simple so that you can join in this uncertain times.

We don’t know what is going to happen in the near future, so we need to look at all of our options available, and one of those options, and probably one of the most promising, are Bitcoins.

You probably heard of it, but, where do we start? I wrote a few things about them, including of course a PTC site that is based on Bitcoin, this is still a site dedicated to PTC. So lets get started:

If you don’t want to learn about them, you can simply jump to:

Get your own Bitcoin wallet and get an Address to receive Bitcoins

And then three ways to get Bitcoins:

I hope it helps you to get started if you want to start. There is a lot that I have regarding Bitcoins, there is so much that you can do with them nowadays, but I’m not sure if it belongs to this site.

Bitcoin Faucets that pay in 2017

This list will also be expanded, but I’ll start with 3 that pay:

Bonusbitcoin.co

Claim (parts of) Bitcoins every 15 minutes.

After you verify that you are not a robot, click on Claim.

Some Ads take over the whole site and it reopens in a new Tab, if that happens, repeat the process of saying that you are not a robot and do the claim, the second try always works.

freebitcoin

Here you claim every hour.

As with the previous site, after you say that you are not a Robot you some times are redirected and you have to repeat the process to claim the Bitcoins.

moon bitcoin

Here you don’t actually register. You use a Bitcoin address as a way to identify you. Bitcoins get accumulated for that Address, and when you have enough they are sent to you.

A sugestion if you are using Google Chrome

I use a very simple timer when I am sitting in the computer and I want a simple reminder. The extension I use is called “Timer”, and it does nothing more than a count down. You can get it following the link after the image.

chrome-timer

https://chrome.google.com/webstore/detail/timer/hepmlgghomccjinhcnkkikjpgkjibglj

PTC Sites that operate with Bitcoins in 2017

This list will be expanded but I will start with the top one:

BTCClicks

BTCClicks is as the other PTC sites that I have written about in this site (such as ClixSense and NeoBux), only here what you earn are fractions of Bitcoins. You can earn extra if you upgrade your membership, which can be done with bank card or with Bitcoins.

And it also has a referral program.

I’m not sure yet which promotion I am going to put for this PTC site, but I’ll have something. It will be retroactive, so if you join before I have the promotion you will be included, and if you reached whichever threshold I set up when the promotion comes out, you will automatically get the reward.

Where can I buy Bitcoins in 2017?

There are two sites that I recomend for the buying of Bitcoins:

LocalBitcoins.com

LocalBitcoins.com has been around for years. Here you can see the reputation of the Bitcoin seller, then you start a transaction. Normally that requires you to transfer or deposit money to a bank account, then the seller send you the Bitcoins. At the end of the transaction both sides rate the other site, if you paid the money you will get reputation as a good buyer.

Of course, if you got Bitcoins you can use this service to turn those Bitcoins into cash, you would be the one receiving a bank transfer or deposit into your bank account, and then you are expected to transfer those Bitcoins.

They have an Escrow service if you want to be extra safe. What this service does is to receive the Bitcoins and the cash, and once it has both, it sends each side what they should get. If the transaction doesn’t work, if only one of the sides sends what it should send, then it is returned and the trade is cancelled.

This is the one that I recommend the most, I use it myself.

coinbase

This exchange is regulated, you need to verify who you are, and this means also a lot of safety. It is also for selling Bitcoins and transfer money to your bank.

Some precautions when trading Bitcoins

A recomendation here is, if you are selling Bitcoins, do not engage in transactions where the other side uses a payment method where he or she can easily get a refund (PayPal, Neteller, Western Union or similar). You will be out of Bitcoins and of money if the buyer claims that you did not send the goods so he gets the Money back. You will have no way to prove that you did, in fact, sent the Bitcoins.

Get your own Bitcoin wallet and get an Address to receive Bitcoins

First things first, if you want to join Bitcoin, you need a Bitcoin wallet. That is where whatever you earn go, and what you can use to do payments.

This list will very likely be expanded.

Carteras de Bitcoin en línea

blockchain.info

This is the most popular Online Bitcoin wallet. Here you just create an account, and once you create it and log in (and verify your e-mail and all that), simply go to “Receive” and it will give you a Bitcoin address and a QR code for that address.

And then you get your Bitcoin address and a QR code that can be scanned.

Carteras de Bitcoin en tu teléfono

Mycelium

Another alternative is to use a Bitcoin wallet in your mobile phone, the one I use is mycellium. In the Google Play store it is the alternative with the most stars. It is solid and simple to use. You also get a bitcoin address and a QR code that you can use to receive Bitcoins.

If you are trying to send, it gives you the option to scan a QR code

https://wallet.mycelium.com/

Mycelium in the Google Play Store

Other Alternatives

One is of course using the actual Bitcoin Core, this is a full Bitcoin node, this is what makes the currency work and be desentralized. Running the node means that you have the data of every Bitcoin transaction that has ever been done. At the writing of this article having the full node takes 104,6 GiB (112 325 029 845 bytes). Setting it up is easy, but it takes a very long time to download and verify every transaction in the history of Bitcoin. You have been warned. Still, with this you are in complete control of your Bitcoins.

It has an option where it allows you to ask for payments, doing this will generate you a new address (you can also use an existing one but it is highly recommended to use one address for every thing so you are not so easily tracked).

Another option is Electrum. You have the wallet, but they run the full node and have the blockchain so you don’t have to do it yourself, it becomes very light and very fast.

How are Bitcoins generated? How can I mine Bitcoins?

Imagine that we sit 9 persons in the same room. And then we tell them to find a prime number (a number that you can only divide exactly between one and the number itself). So each of them get one number and tries to divide that number by all the numbers before it to see if it is prime or not.

After a little while, one of them raises his hand and claims to have find one, and then he sends the number to everybody else.

From here everybody checks the solution, and if it is correct, they send to everybody else a message that it is confirmed. After at least 3 persons have confirm it, then everyone agrees that the solver of the problem has Bitcoins, and everybody starts working on finding the next prime number.

Eventually all of them will have Bitcoins of course, but as the numbers grow, more and more divisions are needed to see if the number is prime. If you want to determine if 97 is prime, it would take almost 50 divisions. But if you want to determine if 1,345,873 is prime, that one would take a lot of divisions to find out.

This is a simplification of the process that has been occurring for years now. It is not finding prime numbers, it is solving a mathematical problem that grows in complexity, and the problems to solve to generate one Bitcoin now are so complex that you would need an ungodly amount of computer power to solve even one of them. Back at the start you could use a normal computer to get yourself some Bitcoins, but now, it could take decades for a normal computer to solve even one of them. And those are decades of you paying the electrical bill.

How can I mine Bitcoins?

You basically need a computer known as a Bitcoin miner, examples of these can be seen at the manufactures websites such as https://www.bitmain.com/ and http://www.rigwarz.com/

You can also join a collective effort to mine them, and if you join one of these efforts, whenever a Bitcoin gets generated, it is distributed among all of those participating. But I don’t think this is worth it, it is better to save that money in the electrical bill and use it to buy a Bitcoin instead.

A third option is to rent some Bitcoin mining power in a cloud service. But this is a big risk I have to say. The one with the best reputation is Genesis-Mining, here you simply pay a little and you get a life-time contract to be mining. The price starts at USD$30 payable with a credit card, or 0.03 Bitcoins, then you decide whether you want to mine Bitcoins, Unobtanium, Litecoin, Dash or any of the options they offer.

The thing here is that it may take about 16 months to get back your investment. And how much what you get is worth depends of course of the price of Bitcoin, the complexity to generate Bitcoins at that point. Genesis-Mining operates since 2013, it has been around for a little while.

My advice? Stay away of cloud mining, about all of them are ponzi schemes, scams pretending to be nice but that only take your money and then dissapear. I mentioned Genesis-Mining because it is the only one that has been around for a little while and it seems to do what it promises. If you have some spare money you can try it, it’s actually nice to see the numbers and everything, just don’t bet your entire life on it.

That’s about it. Mining Bitcoins now is not easy at all, but in a way is an investment.